The words "Just to say" can be used for many occasions - from saying hello, thank you, or that you are thinking and caring for someone.
I used this card as a thank you.
Not a difficult or complicated card to make - 2 pieces of decorative paper, punched leaves and flowers and a tag.
The tag was made from the Nestie Labels 2 - there are 6 dies in this set, and starting from the smallest die, I used No.1 for the sentiment and No.2 for the backing. The script is Amaze 22 which fits nicely into the die.
I have been asked on occasions which editing programme I use. Mine is so old that I can't recommend it or any other, but actually you don't need a programme other than your ordinary software programme for producing documents. Just open a new document, type the words and print on good quality paper or card. Hope this answers your queries.