Embossing folders can be used in different ways - you can emboss a mat and layer on your card, or you can emboss direct on to your card. This is the method that I favour. To get more use out of your folders you could try this......
This picture show the positioning of the folder. Doing it this way enables you to get the folder right up to the centre fold - the card and folder are then past through the Bug.
This is a card made using this method. Thinking of you and sympathy cards are already difficult. You want to say something, but not go over the top. Simplicity is my answer!
Folder: Swiss Dots
Image: Chris Dark - Bluebells - partial coloured
Distress Ink: Weathered Wood
This next card is again made using the same method with the same image coloured differently, but a different folder.